Satin Creditcare Network Limited (NSE: SATIN) submitted its financial results for the quarter and full year ended March 31, 2026 to the National Stock Exchange on May 11, 2026, with the board outcome announced at 17:10 hours. The filing marks the company's fourth-quarter disclosure for FY26 and arrives on the same day the stock touched its 52-week high of ₹220.
Stock Performance and Market Context
SATIN shares closed at ₹214.20 on May 11, 2026, gaining ₹1.48 or 0.70% for the session. The close sits just 2.6% below the intraday 52-week high of ₹220 recorded on the same date, and represents a significant recovery of 61.0% from the 52-week low of ₹133.01 touched on August 28, 2025. The 52-week range of ₹133.01 to ₹220.00 reflects the sharp re-rating the microfinance lender has undergone over the past nine months.
Valuation and Sector Comparison
At the current price of ₹214.20, SATIN trades at a price-to-earnings (PE) ratio of 12.24, which is exactly in line with the sector PE of 12.24. This parity suggests the stock is neither commanding a premium nor trading at a discount relative to its peer group within the financial services segment as of the results date. The market capitalisation stands at ₹2,366.29 Cr, positioning SATIN firmly in the small-cap segment of the Indian equity market.
Trading Activity and Delivery Data
Session volume on May 11, 2026 stood at 9,69,040 shares, with a delivery percentage of 54.43%. A delivery ratio above 50% is generally considered an indicator of conviction-based buying rather than intraday speculation, suggesting that a majority of buyers on the results day intended to hold their positions. Daily volatility is recorded at 2.1%, consistent with the liquidity profile of a small-cap NBFC counter.
Dividend History and Shareholder Payouts
Satin Creditcare has not declared any equity dividend alongside its FY26 results announcement. The company's dividend history on record consists exclusively of preference share payouts:
- FY2018-19: Dividend declared on 12.10% Rated Cumulative Non-Convertible Compulsorily Redeemable Preference Shares and 0.01% Optionally Convertible Cumulative Redeemable Preference Shares, announced on May 8, 2019.
- FY2016-17: Final dividend of ₹0.97 per preference share on 12.10% Rated Cumulative Non-Convertible Compulsorily Redeemable Preference Shares, declared on May 26, 2017, subject to shareholder approval at the ensuing AGM.
There is no record of any equity dividend having been paid to ordinary shareholders since the company's listing. The dividend yield for equity shareholders at the current market price of ₹214.20 therefore stands at 0%, consistent with prior years. Investors seeking income from this counter have historically not received equity distributions, with capital appreciation remaining the primary return driver.
Company Background
Satin Creditcare Network Limited is a microfinance institution and non-banking financial company headquartered in New Delhi. The company provides small-ticket credit to women borrowers in rural and semi-urban geographies across India. It is regulated by the Reserve Bank of India as an NBFC-MFI and is listed on both NSE and BSE. The ISIN for its equity shares is INE836B01017.
Investors will closely scrutinise the full FY26 results filing for asset quality metrics, gross loan portfolio growth, net interest margins and commentary on credit costs, given the stress witnessed across the microfinance sector during the second half of FY25 and into FY26.